Small Estate Affidavit Forms

Affidavit Forms Template

A small estate affidavit is a document used by individuals who feel rightfully entitled to legally claim inheritance (assets or property) after the passing away of a family member or friend.

\It is often used when the decedent did not leave a will behind, but this will depend on applicable state laws. An estate is only deemed “small” if the inheritance in question is valued within certain limits, which vary from state to state. A small estate affidavit is typically used by individuals with a net worth ranging between $5000 and $150000 – the maximum permissible net worth is state-specific, so it is important first to consult estate laws applicable in one’s state. 

The petitioner or claimant presents the affidavit to a Probate Court in their county or jurisdiction. Upon submission, they should notify all creditors as they are entitled to payment before any decedent’s outstanding debts are settled.

A small estate affidavit is also referred to as an Affidavit for Collection of Personal Property.

Small State Affidavit Introduction

Also referred to as an Affidavit for Collection of Personal Property, this is a legal document that one would use to have the property transferred to them without having to go through the expense of a probate process. It is used to grant authority to someone, such as a beneficiary or will executor, to take responsibility or transfer the responsibility of the deceased’s possessions and property. This would include possessions, such as jewelry, bank accounts, vehicles, and artwork that were owned by the deceased.

The user of the affidavit then has it within their remit to determine how the deceased’s assets will be managed or distributed to any beneficiaries. It also makes that person responsible for paying off debts that the dead may still have.

Purpose 

A small estate affidavit is used to legally transfer and pass on the obligation of properties from a decedent to their beneficiary or executor of the will. A small estate affidavit is majorly used to avoid the lengthy probate process when acquiring an inheritance. Through the document, beneficiaries of a decedent’s estate can approach any person, company, or bank that currently holds estate property formerly owned by the decedent to request them to hand over the assets. Properties transferrable under a small estate affidavit include bank accounts, art, vehicles, jewelry, etc. Through the affidavit, the claimant acquires the power to manage and distribute the decedent’s estate, including settlement of debts. No entity is expected to decline the transfer of any property belonging to the estate. The entities are expected to transfer the assets as stipulated by the terms of the affidavit or otherwise face legal prosecution.

The transfer of property through a small estate affidavit is primarily used when the departed property owner did not leave a last will and testament behind and has assets valued below $5000 to $175000 (depending on the state of residence) to be inherited by his or her beneficiaries.

Small estate vs. affidavit of heirship 

A small estate and affidavit of heirship are both documents that can be used by people seeking legal possession of their predecessor’s property without having to go through the long and tasking probate process.

An affidavit of heirship is primarily used to identify or authenticate the heirs/beneficiaries of a decedent’s estate. Additionally, it can be attached to a small estate affidavit or submit to transfer ownership of a decedent’s real estate (any buildings or land) to their beneficiary.  It is filed with the county office responsible for land records (deeds) to transfer real property. The affidavit of heirship is used for distributing real property because, more often than not, the value of this property will exceed the maximum legal amount permitted by the state. 

A small estate affidavit, as earlier mentioned, is used to transfer all types of property (accurate and personal) whose valuation is within the state-recommended thresholds for the beneficiary to bypass the probate process. It also accommodates property of sentimental value to the claimant.

Understanding Small Estate Affidavit

To maximally utilize the applications of a small estate affidavit, it is essential to have an extensive understanding of the document. This includes under what conditions one can use it. Below are some of the distinctive factors to consider before using a small estate affidavit.

Small estate affidavit limits 

All states in the US have a limit on the total value of property and assets that can be distributed using a small estate affidavit. Assets and property above or below the set limits cannot be claimed through the affidavit. Laws governing this across states are as follows.

StateNon-transferrable property and AssetsMaximum Allowance (limit)
AlabamaReal property$29,710 (for 2019)
AlaskaReal property$100,000 (motor vehicles); $50,000 (personal property)
Arizona$100,000 (real property); $75,000 (personal property)
Arkansas$100,000
CaliforniaReal property$166,250
ColoradoReal property$69,000 (if the decedent died in 2019)
ConnecticutReal property$40,000
DelawareReal property$30,000
District of Columbia$40,000
FloridaTypically, $75,000, but varies by county
Georgia$10,000 (of cash given by a financial institution)
HawaiiMotor vehicles$100,000
IdahoReal property and motor vehicles$100,000
Illinois$100,000
IndianaReal property$50,000
IowaReal property$100,000
KansasReal property$40,000
Kentucky$15,000
Louisiana$125,000
MaineReal property$40,000
Maryland$50,000
$100,000 if the spouse is the ONLY person to inherit the estate
MassachusettsReal property$25,000
MichiganReal property$15,000
MinnesotaReal property$75,000
Mississippi$50,000
Missouri$40,000
MontanaReal property$50,000
NebraskaMotor vehicles$50,000
NevadaReal property$25,000
$100,000 if the spouse is the ONLY person to inherit the estate
New Hampshire$10,000
New JerseyReal property$20,000
$50,000 if spouse/partner in a civil union/domestic partner is the ONLY person to inherit the estate
New MexicoReal property$50,000
New YorkReal property$30,000
North Carolina$20,000
$30,000 if the spouse is the ONLY person to inherit the estate
North DakotaReal property$50,000
Ohio$35,000
$100,000 if the spouse is the ONLY person to inherit the estate
OklahomaMotor vehicles$50,000
Oregon$200,000 (real property)
$75,000 (personal property)
PennsylvaniaReal property$50,000
Rhode IslandReal property$15,000
South CarolinaReal property$25,000
South Dakota$50,000
TennesseeReal property$50,000
TexasReal property$75,000
Utah$100,000
Vermont$10,000
Virginia$50,000
Washington$100,000
West VirginiaReal property$100,000
Wisconsin$50,000
Wyoming$200,000

Probate introduction

Probate is a legal process undertaken when a person (decedent) dies. Probate usually aims to prove that the decedent’s will is valid in court, identify, inventory, and appraise the decedent’s assets. After which any debts and taxes owed by the decedent are paid from his assets, and the remaining assets are distributed to his or her beneficiaries as per his or her will (if any) or state law (if there is no will). It is typically a long procedural, expensive, and time-consuming process. Any expenses incurred during the probate process are deducted from the decedent’s assets and, as a result, reduces the amount of what is available for inheriting.

Having an adequate understanding of the probate process and its application to small estates comes in handy when seeking inheritance transfer. We shall look into various aspects of the process.

As earlier mentioned in the article, a decedent’s property and assets must not exceed particular set margins that are state-specific. This means what is meant by “small estate” will depend on the jurisdiction. As a result, each state has its own procedures to streamline the probate process within its borders. This means claimants can use less time, money, and court involvement.

Individuals or organizations require the small estate affidavit to be presented before they can transfer ownership of the decedent’s property on the condition that it is signed, notarized, and approved by a local probate court.

Making a Small Estate Affidavit

Once an individual (petitioner) has familiarized themselves with applicable state laws, they should develop an affidavit that complies with them. We shall look into how to write a small estate affidavit by outlining the steps necessary below and what to include other than the names and addresses of the concerned parties.

Outline the date of death of the decedent 

The initial step is to ascertain the date of death. This should be by the backing of a medical practitioner or official records. The city where the death occurred, as well as the state, should be declared. All this information can be obtained from the decedent’s death certificate. 

Wait the minimum period 

Every state declares that claimants can only file the small estate affidavit after a specified number of days after the decedent’s death. This limit is usually between 15-60 days, and it should be indicated on the affidavit. One should use this period to gather information about the decedent’s assets and property and develop an itemized list of the same.

Declare if it is Intestate or testate death 

Next, one should determine if the decedent left a will or not and indicate it on the document. This is important because some states dictate that a will must be presented for a small estate affidavit to be used; others do not require one, while others allow both scenarios. If a will is available, the one filing the affidavit must have a copy of it – this can be a beneficiary or whoever was named the executor of the will.

Outline and describe outstanding funeral expenses 

Since filing a small estate affidavit will ordinarily take place after the burial of the departed, it should first be confirmed if there are pending bills due to funeral expenses. These expenses should be listed, described in detail, and paid in full.

Indicate additional claims

If the decedent had any outstanding debts, their estate should pay those debts, and creditors paid accordingly if all the assets in the estate can cover these debts entirely. These debts should be clearly defined. The remaining assets are the ones to be distributed to the heirs mentioned in the affidavit.

List the surviving heirs

A list of every surviving heir who has legal claims to the decedent’s property should be provided in the affidavit. They usually are spouses and close relatives.

Identify personal property 

The next step is to identify the decedent’s personal property. This includes motor vehicles, general possessions like clothing and jewelry, and any other item that is not real property. A description of this property and its total value should be given in the affidavit.

Declare real property

After the personal property has been identified, the real property should be declared. A proper description and total monetary value of the property should be outlined. Real property includes houses, land, business, etc. however, it should be noted that not all states allow the transfer of real property through a small estate affidavit.

The decedent’s net worth depends on the personal and real property owned and will affect the amount to be received by every heir.

Gather all the relevant documents

A small estate affidavit must be accompanied by other documents to be executed. The claimant must obtain them as required. These documents include a death certificate (which can be obtained from the county office or Bureau of Vital Statistics), title for property (land and vehicles) owned by the departed. These documents must be attached to the affidavit.

Contact the family members

After the document is completed, all heirs, family members, or people that could be entitled to the assets should be made aware of the existence of the small estate affidavit. Contact must be made via Certified Mail with a return receipt so that receipts can be kept as proof that the individuals were notified.

File the document with the Probate Court Clerk’s office

Once the small estate affidavit has been signed and notarized, the petitioner can present the document to the local probate court clerk’s office, usually at a fee. The clerk should ordinarily take 5-15 days to process the filing and accept or reject it. If accepted, ownership of the assets can now be duly be transferred.

Free Forms

Following are free templates to be customized as per need:

Standard Template

You can download one of our free templates and samples for your state to get an idea of what will be needed, and to help you better understand the form.
Details
File Format
  • MS Word

By State

Small Estate Affidavit State Laws

As earlier mentioned, state laws will significantly influence how and when small estate affidavits can be used to claim property and assets of a deceased. Below are laws that are applicable within different states.

StateMaximum Amounts ($)Time to Wait After Decedent’s DeathLaws
 Alabama$25,00030 days§ 43-2-692
 Alaska$100,000 for vehicles, $50,000 for non-vehicles30 days§ 13-16-680
 Arizona$75,00030 days§ 14-3971
 Arkansas$100,00045 days§ 28-42-101
 California$166,25040 daysPROB § 13100
 Colorado$70,00010 days§ 15-12-201
 Connecticut$40,000No StatuteSec. 45a-273
 Delaware$30,00030 days§ 2306
 Florida$75,000No StatuteChapter 735
 Georgia$10,000No Statute§ 7-1-239
 Hawaii$100,000No Statute§ 560:3-1201
 Idaho$100,00030 days§ 15-3-1201
 Illinois$100,000No Statute755 ILCS 5/9-8
 Indiana$50,00045 days§ 29-1-8-1
 Iowa$200,000No Statute§ 635.1 to § 635.13
 Kansas$40,000No Statute§ 59-1507b
 Kentucky$30,000No Statute§ 391.030 & § 395.455
 Louisiana$125,000No StatuteCCP 3421
 Maine$40,00030 days§ 3-1201
 Maryland$100,000 for spouse, $50,000 for descendantsNo Statute§ 5–601
 Massachusetts$25,00030 days§ 3-1201
 Michigan$15,000, as adjusted by § 700.121028 days§ 700.3982
 Minnesota$75,00030 days§ 524.3-1201
 Mississippi$75,00030 days§ 91-7-322
 Missouri$40,00030 days§ 473.097
 Montana$50,00030 days§ 72-3-1101
 Nebraska$50,00030 days§ 30-24,129
 Nevada$100,000 for spouse, $25,000 for other claimants40 daysNRS 146.080
 New HampshireNo StatutesNo Statutes§ 553:32
 New Jersey$50,000 for spouse, $25,000 for heirsNo Statute§ 3B:10-3 to 3B:10-4
 New Mexico$50,00030 days§ 45-3-1201
 New York$30,000No Statute§ 1301 to § 1312
 North Carolina$20,00030 days§ 28A-25-1
 North Dakota$50,00030 daysChapter 30.1-23
 Ohio$100,000 for spouse, $35,000 for other claimantsNo StatuteR.C. 2113.03
 Oklahoma$50,00010 days58 OS § 393
 Oregon$275,000 ($75,000 for personal property, $200,000 for real property)30 days§ 114.515
 Pennsylvania$50,00060 days20 § 3102
 Rhode Island$15,00030 days§ 33-24-1
 South Carolina$25,00030 days§ 62-3-1201
 South Dakota$50,00030 days§ 29A-3-1201
 Tennessee$50,00045 days§ GN 02315.081
 Texas$75,00030 daysSec. 205.001
 Utah$100,00030 days§ 75-3-1201
 Vermont$45,000No Statute14 V.S.A. § 1902
 Virginia$50,00060 days§ 64.2-601 to § 64.2-605
 Washington$100,00040 days§ 11.62.010
 West Virginia$100,000No Statute§ 44-3A-5
 Wisconsin$50,000No Statute§ 867.03
 Wyoming$200,00030 days§ 2-1-201

Frequently Asked Questions

How much does a Small Estate Affidavit procedure cost?

The cost will vary from one attorney to the other. However, on average, it is usually between $200 and $400.

Will I need a lawyer for a Small Estate Affidavit?

This depends on how complicated the situation is. While you can fill out and submit the Small Estate Affidavit Form yourself, it can be beneficial to have legal advice in case any issues come up.

How long will it take for a Small Estate Affidavit once it’s been submitted?

It can generally take between 5 to 15 days, depending on the complexity of the estate assets.

Are small estates similar across the country?

No. Every state in the United States (US) has its definition of a small estate. The limits (maximum and minimum) of the value of assets and property subjected to small estate affidavits are provided under state laws.

How does small estate property distribution work?

A signed, notarized, and probate court-approved small estate affidavit is presented to the person or organization currently holding the ownership of the deceased’s assets and property. Once verified, the transfer is made.

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