12+ Free Loan Receipt Templates & Forms (Word | PDF)

A loan receipt is simply a document signed by the lender and given to the borrower acknowledging payment done by the borrower in honor of the lending policy.

This receipt is used by private lenders and not lending institutions like the bank. Usually, banks and other lending institutions have their internal method of acknowledging the lending and the loan installment payment. These institutions also provide a document to the borrower showing the loan payment transaction.

Loan Receipt Templates

Free Loan Receipt Template 01 for Word

Printable Loan Receipt Template 02 for PDF

Free Loan Receipt Template 03 for PDF

Printable Loan Receipt Template 04 for PDF

Editable Loan Receipt Template 05 for PDF

Editable Loan Receipt Template 06 for PDF

Editable Loan Receipt Template 07 for Word

Printable Loan Receipt Template 08 for Excel

Free Loan Receipt Template 09 for PDF

Free Loan Receipt Template 10 for PDF

Printable Loan Receipt Template 11 for PDF

Editable Loan Receipt Template 12 for PDF

Free Loan Receipt Template 13 for PDF

    What a Personal Loan Receipt Includes?

    Just like any other type of receipt, a standard loan receipt has its basic contents to acknowledge and act as a proof of payment made. The following are the contents of a loan receipt:

    • Lender’s detail: It consists of the name of the lender, address, and contact.
    • Borrower Details: It consists of the name of the borrower, address, and contact.
    • Date: This receipt consists of two dates. The first date is the date the money was borrowed, and the second date is the date the installment was paid or received.
    • Amount: It is a must part of this receipt. The amount paid must be indicated on the receipt.
    • Balance: The loan balance is also indicated on this receipt.
    • Lenders signature: The lender’s signature is a must of a receipt. This acknowledges that the lender has received the payment.
    • Witness signature: This is also a part of a receipt. A witness signature acts as a third-party proof that money was paid and received. In case of future disputes or disagreements, the witness can be consulted.
    • Original loan amount: The initial loan amount must also be included in this receipt.
    • Payment history: The loan payment history to the current date is also indicated on a receipt.

    Tip for Using a Loan Receipt

    There is always a high chance of misunderstanding and disagreement with this kind of loan. Bearing in mind that this loan was not processed through a legitimate channel. It is always good to use the receipt to keep track of the loan repayment by both parties.

    Also, you should involve an extra party to act as a witness to prove the lender gave that money to the borrower under the agreed terms and conditions. It is also good to involve the witness when paying the loan installments. The receipt should consist of the witness signature and the thumbprints for all parties involved on the receipt.

    About This Article

    Jean Murray
    Authored by:
    Business Law, Tax Content, Business Startup Issues, Accounting, Finance
    With an MBA and Ph.D., Jean Murray stands as a luminary in business law and tax content, dedicating over a decade to the niche. Her academic journey spans over 35 years, teaching at esteemed business and professional schools. Notably, she served as an associate professor at Palmer College of Chiropractic between 1995 and 2009, imparting knowledge on accounting, business law, finance, and the nuances of business startups. Beyond academia, Jean's entrepreneurial spirit shone through as she helmed Emence Enterprises, LLC for 15 years, penning insightful articles on business startup challenges and publishing comprehensive startup guides for professionals. Her blend of academic and entrepreneurial expertise positions her as a trusted authority in the business sphere.

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